How much do I need to save for a deposit?

As a general rule, if you are an owner-occupier, you will require 10% of the purchase price as a deposit. There are now loans available that allow you to borrow up to 100% of the purchase price. Ask our consultant whether this is a good option for you.

Am I eligible for EPF Withdrawal?

First time purchasers are entitled to make a withdrawal from your EPF. For more info, Read on >>

How much can I borrow?

Did you know that some lenders may allow you to borrow more than others? Each lender has their own lending policies and criteria meaning they each calculate the amount of money they will lend you differently. The advantage of speaking to our consultant is that they can tell you the maximum you can borrow from each lender. To get you started you can use our loan calculators for a rough estimate of how much you can borrow.

To get an indication of how much you can borrow, contact our consultant to get a complete individual assessment of your situation. Read on >>

How much is legal fees?

To find out how much do you have to set aside for legal fees, Read on >>

How much is stamp duty?

To find out how much is stamp duty, Read on >>

What other expenses can I expect to pay?

As a rough guide, other fees and charges may include (but are not limited to) valuation fees and bank’s processing fees.

Insurance Coverage?

When you take up a loan to finance the purchase of your home, you are in fact taking on a liability, probably the biggest debt in your life. It is good advice for you to secure that liability with an insurance coverage on your life so that your next of kin will have to assume that liability on your death. Our consultant will advise you on the benefits and recommend the best insurance coverage available in the market. To find out, Read on >>

What is Real Property Gains Tax?

Please read on>>

What documents will I need to apply for a home loan?

To find out, read on >>

I'm a first time purchaser, how do I get started?

You can book an appointment with Mortgage Broker by calling 03 7118 3600 or you can book an appointment online. A consultant will call you to arrange an appointment at a time and a place that suits you.